Budgeting on a Teacher’s Salary

Teachers make a fair salary, but we are far from wealthy, monetarily that is. My family relies heavily on my income, with my husband going to College and only working part time, budgeting is the only way we get by.

After some time, we have almost completely mastered the art of budgeting, so I am going to share some of our tips, tricks, and editable documents that you can use for your budgets, even if you aren’t a teacher!

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Some/All images come from Pexels.com – the royalty free collection of stock photos.

According to Every Dollar, which is an incredible app for tracking spending, we should only spend a certain amount of our income on food, housing, charity, etc.

If your budget does not look exactly like this, that’s okay! I know ours doesn’t. Some people have more debt than other, like student loans. My resources seem to be useful for every individual in every income bracket.

Bill Due Date Calendar

I create my Bill Due Date Calendar every month, depending on the bills that we have coming in. We put this calendar on our phones and on our fridge. This helps us keep track of what money is coming in and going out, so we know what we should and should not spend.

You can download the editable calendar that I use below.

I like to check my Bill Due Date Calendar anytime I make a purchase. With this method, I never overdraft anymore!

The amount we pay in bills varies by the month (sometimes even the week)! It is important to create a new calendar each month, if your bills are like ours. I tried to just use one “generic” calendar but I got confused and ended up overspending. For me, the extra effort makes a huge difference.

Spending Log

Do you remember the old school Check Book Register that came with a stack of checks? Some people still use them, but I prefer to keep a spending log on my phone or computer. I have recently discovered Anastasia’s digital log on Etsy. Hers is cute, functional, cheap, and reusable! It is a digital download that you can keep reusing month after month.

You can use this code DIYDIARY10 to get 10% off your order for this digital spending log! But hurry because this code is only valid until February 3rd, 2019!

Digit App

So this is a new one for me! I have recently downloaded the Digit App, which rounds up each of your bank transactions to create a “Rainy Day” savings. You can also create a “goal,” which you can save toward.

I was originally concerned about transferring too much out per day, but you can even set up a daily transfer limit. Unlike typical savings accounts, you can withdraw your money as many times as you want and as often as you want. You even earn 1% interest every 100 days.

My favorite feature, however, is that Digit will transfer money from your “Rainy Day” savings to your checking account if you are about to overdraft!

This app does cost around $3 a month after your first 100 days. At least you can see if you like it before you buy it!

I hope you find these tips useful, and I would love to hear some of your favorite budgeting tips! 

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DIY Shower Refinishing for Under $150

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Some/All images come from Amazon.com to properly display the product.

Hello, all! I hope you’re having a FABULOUS week so far! Today, I will be sharing my DIY shower refinishing experience!

I have been wanting that new, glossy shine of a new shower wall since we moved in, but I did not want to install a new shower wall. That is an enormous amount of work and money. Instead, I ventured out to try a shower refinishing kit! 

Spoiler alert: It is awesome!

We do have a shower/tub combo, but we did not refinish our tub. Our tub is porcelain, so it was in pretty good shape, except for some faint discoloration from a shower door. Our shower walls looked old, grimy, and discolored. Our shower actually had about four different shades of white all on one wall. It was hideous! We were able to completely change that in four days, though, and we do not regret any of it!

I avoided taking pictures of our raunchy shower because I really was embarrassed of it. It looked like it was dirty, regardless of how long and hard I scrubbed it. I tried bleach, Comet, Scrubbing Bubbles; I even tried a Mr. Clean Magic Eraser! Nothing worked. 

The caulk lines were the worst. There was a huge gap between the tub and the shower wall, which allowed moisture to grow mold. We re-caulked the shower wall every couple of months.

Isn’t it disgusting? That was right after I scrubbed the shower. Do notice the dirty kitty tracks on the tub. That was Duchess’s doings. 

This tub was not something I wanted to live with, so we bought a shower refinishing kit online. We got this BathWorks Shower/Tub Refinishing Kit. It was $112, and it came with everything we needed! I did my shower in white, but you can get this kit in bone, white, and black. 

BathWorks Kit from Amazon

We followed the instructions exactly on the kit, and you should, too.

We started off with a freshly cleaned shower. I used the most abrasive cleaner I had: Comet. I used a hard bristled scrub brush to get every crevice. I did this twice. It is important to make sure your shower is completely clean. A grimy shower can result in a short lived refinish. 

I rinsed off the Comet, and scrapped the shower with a razor blade like this. Residue will come off. This is soap build up; mine flaked up a lot like soap, and yours probably will, too.

After the shower has been scrubbed and scrapped, we started sanding with the provided sand paper. It is recommended that you wet the sand paper before sanding. We did this, and it went well. We ended up sanding 3 or 4 times before we actually refinished the shower. If you skip the sanding step, your refinish will not hold up. The idea is that you want to get rid of the glossy shower finish. 

Don’t worry! Your new shower will be even shinier than your old one!

After sanding, we cleaned the shower wall again with Comet. It is crucial that you remove all of the sanding residue! After the wall was dry, I ran my hands over the sanded wall. If I felt anything that was smooth and looked glossy, I re-sanded. Repeat this step as many times as necessary. We repeated it 3 times. After it has been cleaned and sanded, tape up what you do not want to be painted.

After sanding, cleaning, and taping,  you will wipe down your tub with the tack cloth. I officially love tack cloth, by the way. It is incredible and useful for every project! You can find some here. The tack cloth picks up every speck of dust and dirt. It will leave your hand feeling tacky, but it’s worth it. Tack cloths are included in this kit.

You would then apply liquid primer. This stuff smells awful, so make sure you have a well ventilated room. We cracked the window and wore high quality face masks. These were not included in the kit, but you can find the ones we used here. Do not stay in these fumes for too long! I recommend you take at least 15 minutes breaks between steps from here on out. We ended up rotating paint shifts because the fumes were so strong.

Once the primer is dry, you start mixing together the paint kit. You mix the paint with the hardener. Make sure you get it all and stir it up very well. In my experience, not stirring things correctly can ruin the entire project (more on this here).

Once the paint is mixed, you only have about 3 hours to finish. This paint will be really thick. Use the roller brushes provided; we hated the yellow brush, but the white brush was great. Roll the entire shower wall evenly. You will need at least two coats. Each coat dries pretty quickly. 

Once you are finished, take the tape off. Do not wait until the paint is dry to take the tape off. Allow at least 24 hours to pass before using your shower. We tried to wait 78 hours because it was a lot of hard work, and we did not want to mess it up! 

This is what our shower looked like once it was finished. After two months, it is still holding up very well!

Since this shower has been refinished, it is more delicate than the original shower wall. I care for and maintain this shower differently than I did before.

How to maintain the new shower finish so that it will last as long as possible:
 – use non abrasive cleaner; I make my own.
 – dry off your shower walls after showering
 – clean frequently; it is important that you do not let your shower get overly dirty because it will be harder to clean without damaging the new shower 

If you use abrasive cleaning methods, it will not look damaged at first, but it will not last as long as it could.

Come back next week to see me try Pinterest DIY Hacks!
Suggest hacks that you want to see me try, below.


4 Products I CANNOT Live Without

We all have things that we cannot live without. I have narrowed my list down to 4 things that I cannot live without. For me, this is easy, but it has not always been that way. For years, I didn’t know how to be content with the products I was using in my house and on my body. I jumped from product to product, unable to “commit.” Over time, I have found some things that I would buy over and over again, regardless of the price. Here are some of them.

4. Tea Tree Oil

All pictures shown, unless otherwise noted, are from pexels.com

I use Tea Tree Oil religiously. It has the germ killing power necessary for cleaning agents, and it is delicate enough to be used on skin.

I first discovered the rich powers of Tea Tree Oil when I tried a DIY Athlete’s Foot treatment on my husband. For those of you that don’t know my husband, he has some stinky feet. Once he started rubbing tea tree oil on his feet, his feet stopped stinking within a day, and within the week, they stopped itching and peeling.

I use Tea Tree Oil in my DIY All-Purpose Cleaner, and the Tea Tree Oil is what gives my the peace of mind that my kitchen, bathroom, and laundry room are really clean!

I use Tea Tree Oil to kill mold in my shower, to soften my hair and scalp, to make DIY make-up remover, and to 

3. DIY Laundry Detergent

I am not trying to toot my own horn, but this stuff is really great. It make my clothes look and feel great, but it also smells amazing! Honestly, though, I am not very picky about my laundry detergent. I don’t want it to use bleach, and I want it to clean my clothes completely. I care most about how tough it is on my clothes (like many of you, I want my clothes to last and look good for as long as possible), and how it smells. This detergent smells great, and it is gentle on clothes.  Check it out here

2. Downy Unstopables

This photo came from unstopables.com

I love love love downy unstopables! They make every load of laundry (including my laundry room!) smell fabulous. I mix these with my laundry detergent when I make it, and it holds well in liquid detergent. 

I have used many detergent softeners, but Downy Unstopables are my favorite by far. Many softeners left residue on my clothes and sheets that irritated my skin and felt unpleasant. With the unstoppables, I don’t have any of these problems. 

You can find coupons for this product here!

1. Roomba

This is number 1 on my list because it is the one I am most in love with. I LOVE my Roomba! It has honestly saved me so much time and effort. Before we made “the switch,” I was sweeping twice a week, and my floors were still gritty. I hated having dirty sock bottoms! When I upgraded to Roomba, that all changed. Really! We have this Roomba, and we have it set up to run every morning at 6 am. We empty the little dirt hatch once a week, and then we forget about it. It really is that simple. 

I have heard some negative reviews on the Roomba, and it would only be fair to talk about those, too. Some reviewers say their Roomba did not work well with multiple pets or small children. I am assuming this is because of pet fur and the likelihood of children leaving their toys in the floor. We have not had any issues with pet fur clogging up our Roomba. While we do not have children, we do often leave bags, shoes, and dog toys in our floor throughout the day. Our Roomba occasionally gets stuck on these things, but we do not mind helping him get unstuck! For us, the pros far outweighs the cons.

Honestly, if my Roomba died today, I would buy a new one tomorrow. That being said, I first bought a refurbished Roomba from Amazon, and I would not recommend that. The refurbished Roomba did not work effectively and was not worth the effort that we had to exert to exchange it. I would recommend just buying it on their website! They have excellent customer service.

Use the code SAVE10 to get 10 percent off an IRobot bundle!

Come back next week to see how we refinished our old, grime-y shower to make it look brand new!

This page does not have affiliated links. This post was created before I became a member of the Amazon Associates program. I will not receive any benefits from your purchases.

Some/All images come from Pexels.com – the royalty free collection of stock photos.